The older you get, the harder it becomes to adapt your mortgage terms. Retirement interest-only (RIO) mortgages were introduced with this in mind. They offer older people the opportunity to release money from their home […]

Protecting your mental health in retirement is essential. You are going through a huge transition that takes time to adapt to, and if you neglect yourself in the midst of this, you could end up […]

Jobseeker’s Allowance (JSA) is a state benefit for people who are currently unemployed, and are in the process of finding full-time paid work (1). The taxable funding from JSA is available to people in England, […]

Employment and Support Allowance (ESA) is a state benefit that can be claimed if you are unable to work due to an illness or disability (1). It is paid directly to the claimant every fortnight. […]

Attendance Allowance is a government benefit available to individuals of State Pension age who require care due to having a severe disability (1). This can be a physical or mental disability. As this form of […]

Lots of people worry that taking out equity release loans will affect their eligibility to apply for means-tested benefits, including pension credit. Unfortunately, taking out an equity release loan will have a significant effect on […]

If you are currently considering equity release, then you might be questioning ‘Does equity release affect disability living allowance?’ Thankfully, this is not the case, as discussed further below. Does equity release affect disability living […]

Taking out an equity release loan is a huge decision, which can have a huge impact on your financial situation. For example, taking out an equity release loan might impact your eligibility for means-tested benefits, […]

The length of a standard mortgage once peaked at around 25 years in duration. This was plenty of time for your average homeowner to buy a property in their 20’s and pay off the mortgage […]